Jul 29

Who Has the Cheapest Homeowners Insurance in Georgia?

Who Has the Cheapest Homeowners Insurance inside Georgia?
ValuePenguin newly studied the homeowners insurance rates throughout the state of Georgia to aid determine where the cheapest plus many pricey regions were located. We looked at 14 counties of differing size spread throughout the state to provide you …
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New Car Insurance Companies Approved & Listed with Fast Quotes Direct
Choosing the greatest car insurance providers online doesn't need to indicate endless hours of looking the net for deals. Cheap auto insurance quotes are today accessible with among the leading car insurance comparison websites online, FastQuotesDirect.com.
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Jul 27

New California Real Estate Service for Internet Prepared Trusts by Deed and Record


Irvine, CA (PRWEB) July 25, 2014

Many Californians prepare their own trusts with the help of internet websites or paralegals in order to save money and avoid probate. Unfortunately, often overlooked is ownership change of real estate into the trust. Deed and Record is a Company created to fund California real property into trusts for owners who do not have an attorney.

Real property not owned by a trust will not avoid probate. Real property change in ownership is by deed from the owner to the owner’s trust. The deed must then be recorded with the county recorder. A recorded deed is the key to avoiding probate.

A deed is an 8 ½ inch by 12 inch piece of paper. The deed must be prepared in a format mandated by California law. The deed must provide a legal description sufficient to uniquely identify the property. Additional information required is a mailing address for property tax statements and assigned parcel number.

The information needed to prepare a deed is address of the property, name of the trustees, plus the name, date and mailing address of the trust. Deed and Record prepares the deed and Preliminary Change of Ownership Report (“PCOR”). The PCOR informs the county assessor the ownership change is to a revocable trust that may be revoked by the transferor. There is no increase in the assessment base for property tax due to funding of a revocable trust.

Most trusts are revocable. Irrevocable trusts are used in advanced estate planning for estate tax planning, irrevocable life insurance trusts and dynasty trusts. It is very unusual for an irrevocable trust to not be prepared by an attorney.

The Company prepares documents and emails the documents to clients. The clients then sign and return the original documents by mail to the Company. The signatures on the deed must also be notarized. Finally, the Company records the deed with the County and returns the recorded deed to the client. The trust is now funded and the real property will avoid probate.

This press release is provided Mark W. Bidwell, an attorney licensed by the State of California. Office is located at 18831 Von Karman Avenue, Suite 270, Irvine, California 92612. Phone is 949-474-0961. Email is Mark(at)DeedAndRecord(dot)com. For more information, go to http://www.DeedAndRecord.com.







Jul 26

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'Filthy kitchens, used needles and 25 mattresses in one room' – the Poles in
After taking out National Insurance and income tax, Prof Carby-Hall said it often meant migrants never earned any money at all. He said: "Employers … "People live in a room because it's cheap and easy – you don't need to sort out bills," she said …
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Boston, Cheap Trick offer parade of hits at rainy Bangor Waterfront concert
July 03 –Rock 'n' roll can make people do a lot of things. Standing in over an hour of pouring rain to hear two great American rock 'n' roll bands is one of them. Cheap Trick and Boston performed two sets of massive FM hits on the Bangor Waterfront …
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Jul 23

Earthquakes in Kansas? The Sunflower State has a case of the shakes

Earthquakes inside Kansas? The Sunflower State has a case of the shakes
“We have had very noticeable damage [inside a couple of earthquakes],” states Oklahoma Insurance Department spokeswoman Kelly Collins. Chimneys have fallen. Foundations have damaged. And at St. Gregory's University, the state's just Catholic university, …
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Evaluation of Skaneateles Fire Department could cause reduced homeowner
SKANEATELES | An insurance industry group usually conduct a site see at the Skaneateles Fire Department inside early July, as well as the upshot might be noticeable savings inside homeowner insurance for town citizens. The Skaneateles Village Board of Trustees …
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GM legal department comes beneath fire at Senate hearing
(Reuters) — General Motors' legal department came beneath fire inside a Senate hearing about Thursday, because lawmakers questioned why the automaker took over 10 years to remember vehicles with ignition switch imperfections whilst its lawyers worked about many cases …
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Jul 22

South End Capitals Unbankable Closings Up Sharply: SBA 7(a), Private Money and Conventional Loans Climb in Q2

Boston, MA (PRWEB) July 10, 2014

Over the same time last year, Boston-based finance innovator South End Capital Corporation (SECC) has announced an unprecedented five-fold increase in Q2 closings of commercial real estate and business loans deemed untouchable by conventional standards.

“Our focus has always been on providing bankable and affordable options for borrowers shut out by conventional lenders,” stated SECC Founder and Managing Director Noah Grayson. “But recently expanded SECC offerings like our new private money and flexible and aggressive SBA 7(a) programs have spurred significant increases in our closings of otherwise ‘unbankable’ loans.” A sample of the firm’s June 2014 closings and their challenges include:


Forest Hills, NY Dental Office: $ 3.22M SBA 7(a) office condominium purchase/business loan; a quarterly adjustable 21.5-year term at 5.5% was provided. Challenges: 138% LTV; funds for construction, equipment, working capital and debt consolidation needed.

Helotes, TX Warehouse: $ 1.15M conventional refinance loan; a 5-year fixed period at 5% was provided. Challenges: Previous loan history left borrower ineligible for SBA financing; small market; multiple loans and unsecured debt to be consolidated for cash-flow; loan structure too challenging for other lenders.

Hillsborough, NJ Yogurtland Franchise: $ 1.08M business expansion loan; a 7-year term at 6% with no pre-payment penalty was provided. Challenges: No primary real estate collateral; only business assets and a third mortgage on borrower’s primary residence were secured; two previous failed locations.

Egg Harbor, NJ Self-Storage Facility: $ 578.5K SBA 7(a) refinance loan; a quarterly adjustable, 25-year term at 6% was provided. Challenges: Subordination negotiation required; debt coverage shortfall; prohibitive insurance; working capital needed.

Dorchester, MA Funeral Home: $ 539.6K SBA 7(a) refinance loan; a quarterly adjustable, 25-year term at 6% was provided. Challenges: 641 credit score; 90% LTV.

Haverhill, MA Strip Mall: $ 400K conventional purchase loan; a 3-year fixed term at 5.25% amortized over 30 years was provided. Challenge: On-site auto service shop with potential contamination.

Lawrenceville, GA Convenience Store: $ 273K SBA 7(a) convenience store purchase loan; a quarterly adjustable, 25-year loan at 6% was provided. Challenges: Start-up (no current c-store ownership); cash-flow based on projections; 666 credit score; small market; 136% LTV.

Fall River, MA Mixed-Use: $ 185K conventional refinance loan; a 10-year fixed rate at 5.74% was provided. Challenges: Light cash flow; undesirable market; month-to-month tenants; 80% LTV.

West Hartford, CT Duplex: $ 100K cash-out, private-money loan; a 25-year fixed term at 8.99% with no loan points was provided. Challenges: Residential real estate loaned against commercially; cash-out needed to consolidate personal credit card debt; competitive terms and quick closing required.

Olympia Fields, IL Business Expansion: $ 100K cash-out, private-money business loan to purchase equipment and grow business. Challenges: No real estate collateral; large tax lien outstanding; quick closing needed.

South End Capital Corp. works directly with borrowers and routinely with brokers, paying referral fees to its approved partners. To inquire about the many innovative programs available through South End Capital Corp., contact Noah Grayson directly at (888) 268.7778 ext. 5, or noah(at)southendcapital(dot)com.

ABOUT SOUTH END CAPITAL CORPORATION

With offices on both the East and West Coasts, SECC is a direct commercial real estate lender providing private money loans up to $ 500,000 nationwide, and offering SBA, business, multifamily, bridge and bankable loans up to $ 20 million in participation with third-party investors. SECC also provides training and marketing services to commercial mortgage brokers through all stages of their business development. Additionally, SECC offers same-day term sheets, excellent service and prompt responses, is broker-friendly and pays referral fees to approved partners. For additional information, visit http://www.southendcapital.com or contact Noah Grayson toll-free at (888) 268.7778 x 5 / noah(at)southendcapital(dot)com.

Tags: Commercial real estate loans, business loans, private money loans, SBA 7(a) loans, bridge loans, soft money loans, hard money loans, non-conforming loans, small business loans, multifamily loans

MEDIA CONTACT:

Katherine Roman

katherine(at)southendcapital(dot)com

###







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Jul 20

Auto Insurance Rates Discounts for California Drivers Added to Quotes System

Auto Insurance Rates Discounts for California Drivers Added to Quotes System
California is one of the U.S. states that leads the market in insurance price fluctuations, according to newly released data. The Quotes Pros company is now providing explorable auto insurance rates discounts for California drivers using its tool at …
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In regards: M. Cisneros, annuitant, civil case-other, final judgment after non
State Farm Mutual Automobile Insurance Co. as subrogee of Apex Collision Center Clovis, LP vs. Texas Department of Transportation, injury/damage-motor vehicle, dismissed by plaintiff. Divorces recorded. Ramona Renee Hemphill and Derrick Hughes.
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The Court of Appeal's Most Recent Comment on Jurisdictional Issues
The Court of Appeal in the present case concluded that there was no nexus between the insurance contract and the Alberta Defendants. The Court noted that Ms. Tamminga's automobile insurance contract “anticipated” accidents generally but the tortfeasor …
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Jul 19

Aspen Auto Clinic Continues Unbeatable 3 Year, 36000 Mile Warranty on

Aspen Auto Clinic Continues Unbeatable 3 Year, 36000 Mile Warranty on
Aspen Auto Clinic has offered an industry leading 3 year or 36,000 mile warranty on vehicle repairs as part of their broader commitment to changing the way mechanics do business. Denver, CO — (SBWIRE) — 07/18/2014 — Aspen Auto Clinic was launched …
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New Headquarters Building For A Growing Auto Supplier
AUBURN HILLS, MI — (WWJ) An example of the changing auto industry landscape as dignitaries from the state of Michigan and Oakland County turned out in force for the dedication of a new North American Headquarters building for French auto supplier …
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Auto Accident
Three people were injured in a two-vehicle accident on U.S. Route 33 at the Crystal Springs exit at about noon Friday, officials said. The Elkins Fire Department reported one person was transported by helicopter for medical treatment. The accident is …
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Auto Racing: Ricky Baker scores fifth late-model win of season at Grundy
Ricky Baker didn't appear to have the fastest car on the track during the early stages of Friday night's late-model feature at Grundy County Speedway. He definitely didn't appear to be faster than John Nutley and Scott Koerner, who were battling for …
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Jul 17

TMX Finance Adding Jobs to Greater Phoenix Area Market


Phoenix, AZ (PRWEB) July 12, 2014

TMX Finance, the nation’s most reputable and fastest growing consumer finance company, is excited to offer career opportunities to the Greater Phoenix Area job market. The company invites individuals to attend their upcoming Open House events to meet with a hiring manager and discuss employment opportunities currently available within TitleMax, the title lending division of TMX Finance. The Open Houses are scheduled for Thursday, July 17, 2014 from 4:00PM – 7:00PM

TMX Finance is concentrated on filling General Manager, Store Manager, and Customer Service Representative positions to help grow its title lending division in the Greater Phoenix Area. The company has more than 100 consumer finance stores throughout the state with plans to add additional locations. Individuals living in, or around, the Phoenix, AZ and Gilbert, AZ areas and searching for an excellent career with significant earning potential, as well as wonderful advancement opportunities, are encouraged to attend these events to learn more about the career options currently available. Applicants should bring an updated hard copy resume and come professionally dressed.

Event Details:

DATE: Thursday, July 17, 2014

TIME: 4:00 p.m. – 7:00 p.m.

LOCATION 1: TitleMax, 729 N. Gilbert Road, Gilbert, AZ 85234 | (480) 448-6200

LOCATION 2: TitleMax, 4707 E. Bell Road, Suite C-1, Phoenix, AZ 85032 | (602) 404-9404

CONTACT: Mary.Powell(at)titlemax.com

“TMX Finance is positioned for the future,” said Jennifer Bilcze, Director of Field Recruiting for TMX Finance. “If you are a performance-driven individual looking to excel your career, you’ve come to the right place!”

Position Descriptions and Qualifications:

General Manager – $ 45,000 – $ 150,000

A general manager is responsible for overseeing and managing the store’s day to day operations and performance. This individual should encourage store growth and increase profitability through the management of customer relations, operating costs, sales and collections.

Qualified candidates must be at least 19 years of age, have a valid driver’s license and car insurance, and pass a credit and criminal background check to include a driving history report, also referred to as an MVR.

Store Manager – $ 25,000 – $ 45,000

A store manager is responsible for increasing store profitability through developing customer relationships, effectively mentoring and assisting with employee training, etc.

Qualified candidates must be at least 19 years of age, have a valid driver’s license and car insurance, and pass a credit and criminal background check to include a driving history report, also referred to as an MVR. Candidates must be able to use a personal vehicle.

Customer Service Representative – Up to $ 25,000 with advancement opportunity

A customer service representative is responsible for greeting customers, assisting in the preparation of customer transactions, maintaining customer files, etc.

Qualified candidates must be at least 19 years of age, have a valid driver’s license and car insurance, and pass a credit and criminal background check to include a driving history report, also referred to as an MVR. Candidates must be able to use a personal vehicle.

To learn more about a career with TMX Finance, visit TitleMax Careers today.

About TMX Finance

TMX Finance is one of the largest and fastest growing consumer finance companies in the United States. Our family of brands includes TitleMax, TitleBucks, EquityAuto Loan, AutoCash, and InstaLoan. There are over 1,450 stores in 18 states and the company continues to grow. TMX Finance has doubled in size over the past 5 years and plans to maintain that rate of growth for the next several years.







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