Jul 23

Earthquakes in Kansas? The Sunflower State has a case of the shakes

Earthquakes inside Kansas? The Sunflower State has a case of the shakes
“We have had very noticeable damage [inside a couple of earthquakes],” states Oklahoma Insurance Department spokeswoman Kelly Collins. Chimneys have fallen. Foundations have damaged. And at St. Gregory's University, the state's just Catholic university, …
Read more about Pitch Weekly

Evaluation of Skaneateles Fire Department could cause reduced homeowner
SKANEATELES | An insurance industry group usually conduct a site see at the Skaneateles Fire Department inside early July, as well as the upshot might be noticeable savings inside homeowner insurance for town citizens. The Skaneateles Village Board of Trustees …
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GM legal department comes beneath fire at Senate hearing
(Reuters) — General Motors' legal department came beneath fire inside a Senate hearing about Thursday, because lawmakers questioned why the automaker took over 10 years to remember vehicles with ignition switch imperfections whilst its lawyers worked about many cases …
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Jul 22

South End Capitals Unbankable Closings Up Sharply: SBA 7(a), Private Money and Conventional Loans Climb in Q2

Boston, MA (PRWEB) July 10, 2014

Over the same time last year, Boston-based finance innovator South End Capital Corporation (SECC) has announced an unprecedented five-fold increase in Q2 closings of commercial real estate and business loans deemed untouchable by conventional standards.

“Our focus has always been on providing bankable and affordable options for borrowers shut out by conventional lenders,” stated SECC Founder and Managing Director Noah Grayson. “But recently expanded SECC offerings like our new private money and flexible and aggressive SBA 7(a) programs have spurred significant increases in our closings of otherwise ‘unbankable’ loans.” A sample of the firm’s June 2014 closings and their challenges include:

Forest Hills, NY Dental Office: $ 3.22M SBA 7(a) office condominium purchase/business loan; a quarterly adjustable 21.5-year term at 5.5% was provided. Challenges: 138% LTV; funds for construction, equipment, working capital and debt consolidation needed.

Helotes, TX Warehouse: $ 1.15M conventional refinance loan; a 5-year fixed period at 5% was provided. Challenges: Previous loan history left borrower ineligible for SBA financing; small market; multiple loans and unsecured debt to be consolidated for cash-flow; loan structure too challenging for other lenders.

Hillsborough, NJ Yogurtland Franchise: $ 1.08M business expansion loan; a 7-year term at 6% with no pre-payment penalty was provided. Challenges: No primary real estate collateral; only business assets and a third mortgage on borrower’s primary residence were secured; two previous failed locations.

Egg Harbor, NJ Self-Storage Facility: $ 578.5K SBA 7(a) refinance loan; a quarterly adjustable, 25-year term at 6% was provided. Challenges: Subordination negotiation required; debt coverage shortfall; prohibitive insurance; working capital needed.

Dorchester, MA Funeral Home: $ 539.6K SBA 7(a) refinance loan; a quarterly adjustable, 25-year term at 6% was provided. Challenges: 641 credit score; 90% LTV.

Haverhill, MA Strip Mall: $ 400K conventional purchase loan; a 3-year fixed term at 5.25% amortized over 30 years was provided. Challenge: On-site auto service shop with potential contamination.

Lawrenceville, GA Convenience Store: $ 273K SBA 7(a) convenience store purchase loan; a quarterly adjustable, 25-year loan at 6% was provided. Challenges: Start-up (no current c-store ownership); cash-flow based on projections; 666 credit score; small market; 136% LTV.

Fall River, MA Mixed-Use: $ 185K conventional refinance loan; a 10-year fixed rate at 5.74% was provided. Challenges: Light cash flow; undesirable market; month-to-month tenants; 80% LTV.

West Hartford, CT Duplex: $ 100K cash-out, private-money loan; a 25-year fixed term at 8.99% with no loan points was provided. Challenges: Residential real estate loaned against commercially; cash-out needed to consolidate personal credit card debt; competitive terms and quick closing required.

Olympia Fields, IL Business Expansion: $ 100K cash-out, private-money business loan to purchase equipment and grow business. Challenges: No real estate collateral; large tax lien outstanding; quick closing needed.

South End Capital Corp. works directly with borrowers and routinely with brokers, paying referral fees to its approved partners. To inquire about the many innovative programs available through South End Capital Corp., contact Noah Grayson directly at (888) 268.7778 ext. 5, or noah(at)southendcapital(dot)com.


With offices on both the East and West Coasts, SECC is a direct commercial real estate lender providing private money loans up to $ 500,000 nationwide, and offering SBA, business, multifamily, bridge and bankable loans up to $ 20 million in participation with third-party investors. SECC also provides training and marketing services to commercial mortgage brokers through all stages of their business development. Additionally, SECC offers same-day term sheets, excellent service and prompt responses, is broker-friendly and pays referral fees to approved partners. For additional information, visit http://www.southendcapital.com or contact Noah Grayson toll-free at (888) 268.7778 x 5 / noah(at)southendcapital(dot)com.

Tags: Commercial real estate loans, business loans, private money loans, SBA 7(a) loans, bridge loans, soft money loans, hard money loans, non-conforming loans, small business loans, multifamily loans


Katherine Roman



Find More Auto State Insurance Press Releases

Jul 20

Auto Insurance Rates Discounts for California Drivers Added to Quotes System

Auto Insurance Rates Discounts for California Drivers Added to Quotes System
California is one of the U.S. states that leads the market in insurance price fluctuations, according to newly released data. The Quotes Pros company is now providing explorable auto insurance rates discounts for California drivers using its tool at …
Read more on DigitalJournal.com

In regards: M. Cisneros, annuitant, civil case-other, final judgment after non
State Farm Mutual Automobile Insurance Co. as subrogee of Apex Collision Center Clovis, LP vs. Texas Department of Transportation, injury/damage-motor vehicle, dismissed by plaintiff. Divorces recorded. Ramona Renee Hemphill and Derrick Hughes.
Read more on Plainview Daily Herald

The Court of Appeal's Most Recent Comment on Jurisdictional Issues
The Court of Appeal in the present case concluded that there was no nexus between the insurance contract and the Alberta Defendants. The Court noted that Ms. Tamminga's automobile insurance contract “anticipated” accidents generally but the tortfeasor …
Read more on JD Supra (press release)

Jul 19

Aspen Auto Clinic Continues Unbeatable 3 Year, 36000 Mile Warranty on

Aspen Auto Clinic Continues Unbeatable 3 Year, 36000 Mile Warranty on
Aspen Auto Clinic has offered an industry leading 3 year or 36,000 mile warranty on vehicle repairs as part of their broader commitment to changing the way mechanics do business. Denver, CO — (SBWIRE) — 07/18/2014 — Aspen Auto Clinic was launched …
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New Headquarters Building For A Growing Auto Supplier
AUBURN HILLS, MI — (WWJ) An example of the changing auto industry landscape as dignitaries from the state of Michigan and Oakland County turned out in force for the dedication of a new North American Headquarters building for French auto supplier …
Read more on CBS Local

Auto Accident
Three people were injured in a two-vehicle accident on U.S. Route 33 at the Crystal Springs exit at about noon Friday, officials said. The Elkins Fire Department reported one person was transported by helicopter for medical treatment. The accident is …
Read more on The Inter-Mountain

Auto Racing: Ricky Baker scores fifth late-model win of season at Grundy
Ricky Baker didn't appear to have the fastest car on the track during the early stages of Friday night's late-model feature at Grundy County Speedway. He definitely didn't appear to be faster than John Nutley and Scott Koerner, who were battling for …
Read more on SouthtownStar

Jul 17

TMX Finance Adding Jobs to Greater Phoenix Area Market

Phoenix, AZ (PRWEB) July 12, 2014

TMX Finance, the nation’s most reputable and fastest growing consumer finance company, is excited to offer career opportunities to the Greater Phoenix Area job market. The company invites individuals to attend their upcoming Open House events to meet with a hiring manager and discuss employment opportunities currently available within TitleMax, the title lending division of TMX Finance. The Open Houses are scheduled for Thursday, July 17, 2014 from 4:00PM – 7:00PM

TMX Finance is concentrated on filling General Manager, Store Manager, and Customer Service Representative positions to help grow its title lending division in the Greater Phoenix Area. The company has more than 100 consumer finance stores throughout the state with plans to add additional locations. Individuals living in, or around, the Phoenix, AZ and Gilbert, AZ areas and searching for an excellent career with significant earning potential, as well as wonderful advancement opportunities, are encouraged to attend these events to learn more about the career options currently available. Applicants should bring an updated hard copy resume and come professionally dressed.

Event Details:

DATE: Thursday, July 17, 2014

TIME: 4:00 p.m. – 7:00 p.m.

LOCATION 1: TitleMax, 729 N. Gilbert Road, Gilbert, AZ 85234 | (480) 448-6200

LOCATION 2: TitleMax, 4707 E. Bell Road, Suite C-1, Phoenix, AZ 85032 | (602) 404-9404

CONTACT: Mary.Powell(at)titlemax.com

“TMX Finance is positioned for the future,” said Jennifer Bilcze, Director of Field Recruiting for TMX Finance. “If you are a performance-driven individual looking to excel your career, you’ve come to the right place!”

Position Descriptions and Qualifications:

General Manager – $ 45,000 – $ 150,000

A general manager is responsible for overseeing and managing the store’s day to day operations and performance. This individual should encourage store growth and increase profitability through the management of customer relations, operating costs, sales and collections.

Qualified candidates must be at least 19 years of age, have a valid driver’s license and car insurance, and pass a credit and criminal background check to include a driving history report, also referred to as an MVR.

Store Manager – $ 25,000 – $ 45,000

A store manager is responsible for increasing store profitability through developing customer relationships, effectively mentoring and assisting with employee training, etc.

Qualified candidates must be at least 19 years of age, have a valid driver’s license and car insurance, and pass a credit and criminal background check to include a driving history report, also referred to as an MVR. Candidates must be able to use a personal vehicle.

Customer Service Representative – Up to $ 25,000 with advancement opportunity

A customer service representative is responsible for greeting customers, assisting in the preparation of customer transactions, maintaining customer files, etc.

Qualified candidates must be at least 19 years of age, have a valid driver’s license and car insurance, and pass a credit and criminal background check to include a driving history report, also referred to as an MVR. Candidates must be able to use a personal vehicle.

To learn more about a career with TMX Finance, visit TitleMax Careers today.

About TMX Finance

TMX Finance is one of the largest and fastest growing consumer finance companies in the United States. Our family of brands includes TitleMax, TitleBucks, EquityAuto Loan, AutoCash, and InstaLoan. There are over 1,450 stores in 18 states and the company continues to grow. TMX Finance has doubled in size over the past 5 years and plans to maintain that rate of growth for the next several years.

Related Auto Insurance Plan Press Releases

Jul 16

Delaware now allows electronic proof of auto insurance

Delaware today enables electronic proof of auto insurance
Insurance Commissioner Karen Weldin Stewart is alerting motorists inside Delaware which Delaware law-enforcement officials today accept proof of car insurance (insurance ID card) inside bodily or electronic formatting. Home Bill 258 w/HA 1 states which law …
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How are ridesharing services like Lyft plus Uber regulated over the U.S.?
Colorado's bill demands the businesses to carry a minimal of $ 1 million of commercial liability insurance covering motorists within the time they accept a ride to the time the passenger exits the car. Starting inside January, the firm or driver should …
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Footman James releases brand-new designed classic vehicle insurance
One of the UK's leading classic auto insurance brokers redefines classic car insurance with policies beginning from £64 per annum. Footman James now announces its modern classic car insurance, to reflect the requirements plus specifications of classic …
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Worst Cities for Car Drivers
With excellent fuel costs, pricey auto insurance costs, bad weather plus lengthy traffic delays, motorists inside the following cities face more barriers found on the road than almost all of the nation. If you're trying to find an alternative to driving, nonetheless, you're …
Read more about NerdWallet (blog)

Jul 15

Global and Chinese Electronic Intelligent Controller Market Report 2013-2016 Now Available at ChinaMarketResearchReports.com

Dallas, TX (PRWEB) July 09, 2014

Automotive electronics, electrical tools & commercial equipment plus home products act because 3 main application fields of electronic intelligent controllers, contributing 20%, 16% plus 13% to China’s electronic intelligent controller sales inside 2013.

Complete report is accessible @ http://www.chinamarketresearchreports.com/114860.html .

The electronic intelligent controllers produced inside China not merely meet the domestic need, and are exported to foreign markets. In 2013, China exported regarding 90.71 million sets of electronic intelligent controllers valued regarding USD1.6 billion. The United States, Japan plus Hong Kong were main export destinations, occupying 20%, 11% plus 10% of China’s export amount inside 2013.

Driven by downstream applications plus nationwide policies, the sales of China electronic intelligent controller industry is expected to develop 13% yearly in the upcoming 3 years. In view of the, main producers have taken a quantity of measures to accelerate the development of their smart controller company.

Shenzhen Topband: In May 2014, Shenzhen Topband raised RMB109 million for smart control technology plus capability expansion projects. Upon completion, the smart controller ability can jump by 11.90 million sets / year.

Purchase a copy of the report @ http://www.chinamarketresearchreports.com/contacts/purchase.php?name=114860 .

Hodgen Technology: In April 2014, Hodgen Technology invested RMB250 million found on the construction of “Intelligent Control plus R & D Base Project Phase I” that is expected to go into manufacturing inside June 2016 to raise the smart controller capability to 9.67 million units / year. The realization of Phase II inside 2017 usually further expand the ability to 15 million sets / year.

Shenzhen HT Intelligent Control: In June 2014, Shenzhen HT Intelligent Control finalized Smart Home Strategic Cooperation Framework Agreement with Xilinmen to jointly develop plus provide smart bedroom plus rest items, and also smart rest monitoring program plus administration program for particular population.

Yitoa Intelligent Control: In 2014, Yitoa Intelligent Control begins to cooperate with technology businesses following starting up the electronic intelligent controller marketplace by agents. Additionally, the business set up a subsidiary – Yitoa Internet plus plans to advertise smart controllers through O2O.

The report concentrates on the followings:

    Global electronic intelligent controller marketplace size plus structure;
    Development environment, marketplace size, marketplace structure, import plus export of China electronic intelligent controller industry;
    Global plus Chinese electronic intelligent controller applications plus demand;
    Production plus development of 4 worldwide plus 7 Chinese producers of electronic intelligent controllers.

Few Points from Table of Contents

5. Main Foreign Enterprise inside Electronic Intelligent Controller Industry

5.1 Invensys Ltd.

5.2 Diehl AKO Stiftung&Co.KG

5.3 Flextronics International LTD.

5.4 Denso Corporation

6. Main Chinese Companies inside Electronic Intelligent Controller Industry

6.1 Computime Group Limited

6.2 Shenzhen Topband Co., Ltd.

6.3 Shenzhen HT Intelligent Control Co., Ltd.

6.4 Shenzhen Yitoa Intelligent Control Co., Ltd.

6.5 Shenzhen Longood Intelligent Electric Co., Ltd

6.6 Wuxi Hodgen Technology Co., Ltd.

6.7 Shenzhen Gold Corolla Electronics Co.,Ltd.

List of Charts

Main Kinds of Electronic Intelligent Controller

Industry Chain of Electronic Intelligent Controller

Sales plus Growth Rate of Global Electronic Intelligent Controller Industry, 2006-2016E

Downstream Application Structure of Global Electronic Intelligent Controller, 2013

Sales Structure of Global Electronic Intelligent Controller (by Region), 2013

Policies about China Electronic Intelligent Controller Industry, 2009-2013

Sales plus Growth Rate of China Electronic Intelligent Controller Industry, 2006-2016E

Downstream Application Structure of China Electronic Intelligent Controller, 2013

Regional Structure of China Electronic Intelligent Controller, 2013

Import Volume plus Value of China Electronic Intelligent Controller, 2011-2014

Import Volume plus Value of China Electronic Intelligent Controller (by Country/Region), 2013

Export Volume plus Value of China Electronic Intelligent Controller, 2011-2014

Export Volume plus Value of China Electronic Intelligent Controller (by Country/Region), 2013

Sales of Global Household Appliances Electronic Intelligent Controller, 2006-2016E

Sales Growth Rate of China Household Appliances, 2006-2013

Sales of China Household Appliances Electronic Intelligent Controller, 2006-2016E

Intelligence of Main China Household Appliances, 2013

Application Structure of Electronic Intelligent Controller Utilizing inside Homeware, 2013

Output plus Export Volume of China Electric Tool, 2007-2013

Sales of Global plus China Electronic Intelligent Controller Utilizing inside Electric Tool, 2013-2016E

Output plus Growth Rate of Global plus China Automobile, 2009-2013

Sales of Global plus China Electronic Intelligent Controller Utilizing inside Automotive Electronics, 2013-2016E

Operating Model of Smart Home

Sales of Global plus China Electronic Intelligent Controller Utilizing inside Smart Home, 2013-2016E

Main Subsidiary of Invensys

Revenue plus Profit of Invensys, FY2010-FY2014

Operating Revenue Structure of Invensys (by Product), FY2013-FY2014H1

Main Economic Indicator of Industrial Automation, FY2013- FY2014H1

Operating Revenue Structure of Invensys (by Country), FY2012-FY2013

Revenue plus Growth Rate of Diehl, FY2008-FY2012

Main Economic Indicator of Diehl, FY2011-FY2012

Operating Revenue Structure of Diehl (by Product), FY2011-FY2012

Operating Revenue Structure of Diehl (by Region), FY2011-FY2012

R&D Input plus Growth Rate of Diehl, FY2008-FY2012

Browse more reports about Information Technology & Telecommunication Industry @ http://www.chinamarketresearchreports.com/cat/information-technology-telecommunication.html .

About Us:

ChinaMarketResearchReports.com (http://www.chinamarketresearchreports.com/ .) is an online database of marketplace analysis reports provide in-depth analysis of over 5000 marketplace segments. The collection has syndicated reports by leading marketplace analysis publishers over the world and provide customized marketplace analysis reports for several industries.

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Jul 13

Does Anyone Need Life Insurance? YourLifeSolution.com Says Everyone Should Have it Regardless

Chicago, IL (PRWEB) July 11, 2014

YourLifeSolution.com, a website that prides itself about providing instant lifetime insurance rates about both lasting plus expression lifetime insurance products, has now published an editorial that espouses which purchasing existence insurance remains usually savvy, even if there is not a financial need for coverage. “If you’re beneath age 35 plus very healthy, it completely makes sense to purchase lasting existence insurance whether or not we do not have real liabilities or want for it. This really is true for 2 fundamental factors. One, you’ll virtually undoubtedly require it at several point inside existence, thus we would too lock-in a low rate, plus 2, should you certainly believe you’ll not want coverage, there are many techniques to make use of a strong existence policy because a forced savings program where you are able to just utilize the cash value to supplement the retirement inside the future, bolster the creditworthiness, or secure commercial capital from a lender when need-be. I bought a whole existence insurance inside my twenties, plus even though I don’t really have a need for it, I select to considering the cash value is today about really above what I’ve paid into it. The cash value is credited at a much better rate of interest than any bank may provide, plus by which I mean many fold greater,” mentioned Eric Smith, the founder of YourLifeSolution.com.

The editorial “Do I Need Life Insurance? Who Cares? Purchase it Anyway for these 4 Reasons” is placed here: http://yourlifesolution.com/lifeinsurancequotes/do-i-need-life-insurance-who-cares-buy-it-anyway-for-these-4-reasons/.

Consumers interested inside watching their own existence insurance rates swiftly plus online are encouraged to see YourLifeSolution.com. Information could equally be obtained by telephone at 888.374.2764.

Jul 12

Wholesale Auto Supply, Co. (WASCO) Offers Actual iD Time and Attendance to Automotive Dealer Member Base of Over 700

South Hackensack, NJ (PRWEB) July 08, 2014

Leading identity administration solutions provider Actual iD is happy to declare which Wholesale Car Provide. Co (WASCO), a co-operative owned by car dealers representing 700+ automotive dealerships, has selected Actual iD’s specific time plus attendance solution plus fingerscan time clock because a new providing for their members. WASCO assists their dealership members consolidate providers to receive the greatest potential goods.

“We provide the members the number one goods plus services at the many competitive costs to guarantee the greatest potential return about their investment,” mentioned Andrea Karsian, CEO at Wholesale Car Provide, Co. “The Actual iD time plus attendance product is an perfect fit because it is purpose-built to service the distinctive requirements of car dealerships. We partnered with Actual iD considering they have a obvious track record of delivering about which value proposition.”

Through Actual iD, WASCO could today provide leading technologies to their associate base, with all the expert help they require for effective implementation with every associate.

“We are really satisfied to be capable to provide Actual iD’s innovative technologies to the associate base – it’s a wonderful method to maximize operational savings plus to drive efficiencies inside popular company processes amidst dealers,” added Karsian. “In truth, you are thus excited regarding Actual iD’s product which we’re installing the program inside the own facilities.”

Actual iD was built to resolve a core company issue normal to dealerships: automating plus improving worker time plus attendance information capture inside a means which forces profitability back to the company. By utilizing an employee’s “true identity” from biometric identification – that is distinctive to every staff plus can’t be shared, lost or stolen – Actual iD’s time plus attendance answer assists avoid time theft, guide tabulation mistakes, plus audit/compliance issues that result from utilizing guide punch clock systems.

“Actual iD’s time plus attendance solutions are based found on the #1 rated* biometric reader accessible now. Combined with flexible software plus devoted live technical help, the answer has proven to be a compelling provide for automotive dealership networks,” mentioned Jeff Crews, Actual iD President. “We are confident it may offer WASCO’s members with substantial operational value plus payroll savings which can certainly affect their bottom line.”

*Source: Minex


About Wholesale Car Provide, Co. (WASCO)

Wholesale Car Provide, Co. (WASCO) was created inside 1960 with a group of vehicle dealers to aggregate their buying energy – now it really is owned by over 220 car dealers representing 700+ dealerships. WASCO’s main marketplace location is NY State (to only south of Albany), New Jersey, eastern Pennsylvania plus lower Connecticut. WASCO is found inside South Hackensack, New Jersey inside a 25,000 square foot center which utilizes state-of-the-art development for distribution plus warehouse functions. WASCO’s wide product providing involves over 40,000 products ranging from nuts plus bolts to body store spray booths plus vehicle wash systems. WASCO moreover functions with dealers plus their architects, design/build firms plus companies to facilitate unique buildings plus renovations. For more info, see http://www.wascoonline.com.

About Actual iD

Actual iD builds easy to utilize time plus attendance solutions for company owners with several places to manage the “true identity” of individuals, eliminating the administration of approximation technologies like punch cards, time clocks or PINs. The Actual iD team is focused about solving the distinctive challenges of company owners managing numerous places with 2 to 100 places. The firm provides a measurable return about investment to company at a fair monthly expense. The Fingerscan Time Clock answer is associated to the greatest operating biometric clocks accessible worldwide plus is triggered for buyers centrally for a nationwide, customer network of places. For more info, see http://www.actualid.com.

Any product names, logos, brands, plus alternative trademarks showcased or referred to above are the property of their respective trademark holders.

For further details please contact:

Linda Wu

Director of Marketing

Actual iD

Phone: 1-855-6ACTUAL | 1-855-622-8825

Email: info(at)actualid(dot)com